DSCR Insights

What Credit Score Do You Need for a DSCR Loan in 2026?

What Credit Score Do You Need for a DSCR Loan in 2026?

CapitalVanta
Published on: 23/03/2026

Most DSCR lenders set the floor somewhere around 660, but that number alone is misleading. Where you fall in the credit tier structure determines your interest rate, maximum loan-to-value, and how many lenders will actually compete for your deal.